Paycheck & COL Hub

Know your take-home pay and cost of living

Free salary calculator, city comparison, and job offer comparison for the United States, UK, and Europe.

Free tools

Salary and cost of living tools for the US, UK, and Europe

Whether you’re negotiating a new job, moving cities, or planning a relocation, knowing your net salary (take-home pay after tax) and how cost of living differs between cities helps you make better decisions.

Our net salary calculator estimates federal and state income tax, social security, National Insurance, and similar contributions for the United States (including California, New York, Texas, and more), the United Kingdom, and Germany. Results are for illustration only and are not a substitute for professional tax advice.

The cost of living comparison tool shows you how much you’d need to earn in another city to maintain a similar standard of living. We use relative indices for housing, groceries, transport, and general expenses across major US, UK, and European cities.

The job offer compare tool combines both: it calculates take-home pay for each offer and then adjusts for cost of living so you can see which offer gives you more purchasing power in the same city terms.